Built for · Platforms
One login,many merchants.
Multi-brand groups, platforms with several products, businesses with per-country entities — run them all under one organization: separate merchant accounts, separate ledgers, separate settlement, one sign-in.
The model
Separate merchants,deliberately.
Every entity gets its own merchant account, underwritten on its own merits at the licensed acquirer — no pooled account, no commingled ledger. The organization layer is access and overview, never a shortcut around underwriting.
Entities
A merchant per brand
Access
One organization on top
Settlement
Settlement per entity
How it maps
The same three pillars,per entity.
Accept
Every way your buyers pay
Each merchant integrates once — hosted checkout, links or the direct API — and new brands reuse the same integration shape.
Accept with APXRAILS →Settle
Your bank or your wallet
Per-entity destinations and currencies, agreed at each entity's underwriting and written into each agreement.
Settle with APXRAILS →Operate
Every movement, one ledger
Refunds, disputes and reconciliation stay per-merchant, so one brand's chargebacks never blur another's books.
Operate with APXRAILS →Honest scope
What this pagedoes not promise.
No pooled marketplace payouts, no split payments, no merchant-of-record — those are on the honest-scope list, not between the lines. If your model needs a merchant account per seller, that is a conversation about your sellers' underwriting, and we'd rather have it in the first email.
Every rail, one ledger
Tell us whatyou’re building.
Underwritten one business at a time. Four lines get you a real answer — what you sell, your volume, how you want to be paid, where you are today.