Built by people who've sat on your side of the table
APXRAILS exists because the founding team spent years running and advising merchants in exactly these verticals, and got tired of the same cycle: onboard, grow, get derisked, start over
Orchestration was how the biggest merchants protected themselves. We built it as a product so it isn't reserved for the biggest
We're a technology company. Acquiring, card processing and safeguarding of funds sit with our licensed and certified partners
We solve the derisking cycle with many channels behind one connection
We solve slow answers with a straight one, even when the answer is no
Hey there!
How can I help you?
We solve single-bank risk by never depending on one bank's appetite
Our story
Built from the merchant's side of the table
We spent years running and advising merchants in these verticals. The product is what we wished we'd had.
One layer above the acquirers
Routing, redundancy and reporting across many banks and channels, behind a single API.
A straight answer to a hard question
We tell you what's realistic for your flow, what it costs and what the conditions are. In writing.
Built for scrutiny
Our commitments
Full KYB before the first transaction
Monitoring across every channel
Licensed and certified partners