"Other" is our favorite category

Everyone on this page has heard "we can't support your business model" before

You know how this usually goes

image
Judged by MCC

A category code decides before anyone looks

image
Weeks of waiting
image
The vague no
image
Back to square one
image
Derisked anyway
image
Judged by MCC

A category code decides before anyone looks

image
Weeks of waiting

Underwriting goes quiet and nobody says why

image
The vague no

A rejection with no reason you can act on

image
Back to square one

Another provider, the same forms, the same result

image
Derisked anyway

Approved, growing, then dropped when risk appetite shifts

Use cases

Use cases

  • New verticals

    The mainstream hasn't caught up with you yet

  • Declined elsewhere

    Your last applications died somewhere in underwriting

  • Awkward MCCs

    Established and legal, in a category banks would rather skip

  • Hard-to-place merchants

    If other providers said no, talk to us. Placing you is the job

  • New verticals

    The mainstream hasn't caught up with you yet

  • Declined elsewhere

    Your last applications died somewhere in underwriting

  • Awkward MCCs

    Established and legal, in a category banks would rather skip

  • Hard-to-place merchants

    If other providers said no, talk to us. Placing you is the job

  • New verticals

    The mainstream hasn't caught up with you yet

  • Declined elsewhere

    Your last applications died somewhere in underwriting

  • Awkward MCCs

    Established and legal, in a category banks would rather skip

  • Hard-to-place merchants

    If other providers said no, talk to us. Placing you is the job

Why APXRAILS

We look past the MCC code
A fast answer with channel, pricing and conditions

Channel

Pricing

Conditions

Multi-currency settlement
No pretending. If we can't place you, we say so in plain language

Tell us what you sell

Legal, licensed where you need to be, and tired of being treated like a liability? We should talk

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

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Tell us what you sell

Legal, licensed where you need to be, and tired of being treated like a liability? We should talk

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

Copy Icon
Copied Icon

Copied

Tell us what you sell

Legal, licensed where you need to be, and tired of being treated like a liability? We should talk

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

Copy Icon
Copied Icon

Copied