Keep the ratio boring

In our verticals, chargebacks aren't an annoyance. They're a threat to your processing itself. So we treat them like one.

We work the whole dispute timeline

Before the transaction, before the dispute, and when one lands

Fraud Screening

Pre-auth fraud and velocity checks, tuned per vertical

Unusual card velocity detected

Risk score: High

Payment blocked

Descriptor Management

Billing text cardholders recognize on their statement

Billing descriptor

Name

YOURBRAND.COM

Card

•••• 0173

Status

Recognized

Ratio Monitoring

Dispute ratios watched per channel, against scheme thresholds

Representment

Evidence templates built to win in your vertical, not generic ones

Dispute cases

356

64%

(228)

resolved

21%

(75)

under review

15%

(53)

action required

Early Dispute Alerts

Catch a dispute while you can still refund it

Card network early warnings

Alerts, not chargebacks

Refund automation built in

Fewer counted disputes

Early Dispute Alerts

Catch a dispute while you can still refund it

Card network early warnings

Alerts, not chargebacks

Refund automation built in

Fewer counted disputes

One number matters: your dispute ratio

One number matters: your dispute ratio

Cheapest prevention first

Obvious fraud gets blocked pre-auth, before it can become a chargeback

Charges people recognize

Clear descriptors, fewer "I don't recognize this" disputes

Refund before it counts

Many disputes arrive as alerts you can refund before they hit your ratio

Win the ones that land

Representment with evidence that fits your vertical

  • Cheapest prevention first

    Obvious fraud gets blocked pre-auth, before it can become a chargeback

  • Charges people recognize

    Clear descriptors, fewer "I don't recognize this" disputes

  • Refund before it counts

    Many disputes arrive as alerts you can refund before they hit your ratio

  • Win the ones that land

    Representment with evidence that fits your vertical

Routing meets settlement and the API that runs them, all under one roof with dispute protection

Routing meets settlement and the API that runs them, all under one roof with dispute protection

Protect your processing

We'll tell you how it gets approved. Two minutes of your time, and a straight answer from a human

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

Copy Icon
Copied Icon

Copied

Protect your processing

We'll tell you how it gets approved. Two minutes of your time, and a straight answer from a human

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

Copy Icon
Copied Icon

Copied

Protect your processing

We'll tell you how it gets approved. Two minutes of your time, and a straight answer from a human

Do you hold a license?

We reply with a real answer, not a calendar link. Your details stay with us. See our Privacy Policy.

Prefer email?

hello@apxrails.com

Copy Icon
Copied Icon

Copied