Operate

Every movement,one ledger.

Refunds, disputes, reconciliation and webhooks on an append-only double-entry ledger — one dashboard for every rail, with test and live structurally separated.

The payments queue in the APXRAILS dashboard — seeded test-mode data

Every payment, one queue

Search, filter and export every payment — each row carries its provider reference next to the APXRAILS id, so reconciling against a rail's own reporting never means guessing which transaction is which.

  • Provider refs on every row

    The rail’s own reference travels with the payment, end to end.

  • CSV export

    The list you see is the list you get — filters included.

Disputes in the APXRAILS dashboard — seeded test-mode data

Disputes with deadlines, not surprises

Chargebacks arrive on the card networks' schedule, and missing an evidence deadline is an automatic loss — so the dashboard counts every deadline down and links straight to where the evidence goes.

  • Evidence due, counted down

    Every dispute shows its due date and time remaining — nothing expires quietly.

  • Wired to the ledger

    A dispute references its payment; its financial impact lands as ledger entries, not annotations.

Test cards in the APXRAILS dashboard — sandbox card numbers and magic triggers

A sandbox that rehearses the ugly paths

Test cards for approvals, declines, 3DS challenges, async failures and disputes — plus magic amount triggers for the failure modes that only show up in production at 2am. Rehearse them in test mode instead.

  • Failure on demand

    Amount-triggered async failures, dispute creation and refund failures — the webhooks you least want to meet unprepared.

  • Test and live never cross

    Separate keys, separate data, structurally enforced at every layer.

The ops surface

Built like an instrument,not a report.

Everything below ties back to the same append-only ledger — corrections are reversing entries, never edits.

Refunds

Refunds

Full or partial, from the dashboard or the API — idempotent like every money-moving call.

Ledger

Append-only ledger

Double-entry, insert-only, zero-sum per transaction. What happened is what is written.

Reconciliation

Fee breakdowns

Every payment shows gross, fee and net; period statements tie to payouts to the cent.

Webhooks

Delivery you can audit

Signed events, per-endpoint delivery logs, one-click retry, secret rotation with a dual-signature grace window.

Risk

Review queue

Payments flagged by your rules wait for a human decision — approve or decline from one queue.

Organizations

One login, many merchants

Run multiple entities under one organization — separate merchants, separate ledgers, one sign-in.

Operations,your way.

Start buildingRead the webhooks docs

Every rail, one ledger

Tell us whatyou’re building.

Underwritten one business at a time. Four lines get you a real answer — what you sell, your volume, how you want to be paid, where you are today.

Email hello@apxrails.comWhat to include →Or start in the sandbox first →